Pronto Insurance Agency

We can help with Bad Credit Surety Bonds;

If your credit score drops it will increase your bond premium. For example; to be licensed General Contractor, State of Washington will require a $12,000 surety bond. A cost can be as low as $240 a year and go up to $1,800. There are many factors that underwriters are looking at, such as do you own or rent your residence, how long have you been licensed for, but most important is your personal credit.

Many surety companies don’t not offer surety bonds for contractors with credit issues; in addition to high premium brokers can charge an extra fee. Bonds are usually have to be paid in full. This only makes it harder and harder to purchase a bond.

Our agency works directly with Surety Company and is able to get bond issued within 2 hours in most cases. Not only we do not charge extra fees as many Brokers do, we also have a payment arrangement which makes it a lot easier to obtain a bond.  

Being an Independent Insurance Agency we are able to work with most insurance and surety companies directly. Which allow as helping our clients with their business needs such as Surety Bonds, Commercial Auto Insurance, General Liability Insurance, as well as Personal Insurance Needs. Personal Auto Insurance, Homeowners Insurance and Life Insurance.


A surety bond is a written agreement that usually provides for monetary compensation in case the principal fails to perform the acts as promised.

There are many different types of surety bonds, but the two general categories are Contract and Commercial Surety bonds. Surety bonds provide financial security and construction assurance on building and construction projects by assuring project owners that contractors will perform the work and pay certain subcontractors, laborers, and material suppliers. A bond can also help protect an owner from liens against the owner's property if the contractor fails to pay workers or suppliers.

When you’re working with an agent to build your policy, make sure to ask questions and get answers to help you decide which coverage is right for your business

Get a quote by CALLING 425-746-2346

Need Insurance ? Visit Pronto Insurance Agency